The Cimbrium ecosystem
Funds are held in custody before work starts, progress is verified twice over —AI evidence analysis plus certification by the supervising technician— and only then is the payment released. That is the order.
PactStream interface — recreation with demonstration data.
Condition-based payment infrastructure
Condition-based payment infrastructure for construction: the only system connecting AI verification of physical progress with automatic payment release over a regulated account — a category vacant across the eight markets we have analysed.
The status quo
average collection period in Spanish construction (PMcM)
the Portuguese payment period, the worst in the EU
per draw-inspection visit in the US
what the world already pays for the manual version of this control
Sources: PMcM report and Cimbrium analysis of 8 markets (2026).
The operating model
The synergy
Knowing how much of a payment is real profit requires the original budget, payment against verified progress and automatic tax allocation — all at once.
CostPact + PactStream + FiscalCore, in a single figure.
Canonical ecosystem example. Illustrative figures.
Access in waves
Start today with budgets on an official price base and certifications in CostPact plus real-time fiscal close in FiscalCore — and be among the first when the full cycle opens in your market.
Operating principles
Funds are not deposited with the group: they are held in regulated escrow accounts under the European PSD2 framework, external to the parties to the contract.
No release of funds depends on a single instance: AI evidence analysis (a 0–100 score) is complemented by certification from the supervising technician.
The Insured Milestone 0 programme protects the initial advance through a surety bond.
Bond under negotiation with a leading insurer.Regulated escrow accounts under the European PSD2 framework, external to the parties to the contract — the group never touches the funds.
No. The AI analyses the evidence and produces a 0–100 score with classified findings; certification belongs to the supervising technician. Release requires both.
Today, with budgets and certifications in CostPact and fiscal close in FiscalCore. Access to the full cycle opens in waves; the first is the Founder wave, with 50 seats.
